Can I join the Air Force if I have defaulted on a loan?

im in the army been in a long time but just lose 20 to25 of that wait and u want have a prop oh the credit thing the af is funny about that stuff take my word i was told and ive told meps dont know intell you tell them. they dont have time to go over everthing in your past. and your **** is really nothing if u were going in the army every branch is defferent. i have reuit friends they say under the table tell meps les as posible. there job is to kept u out